If you're an immigrant living in the United States and don’t yet have a Social Security Number (SSN), you may have heard of the ITIN. But what exactly is this number, who needs it, and how can it help your financial life? Here’s a general overview — and why having expert help can make all the difference in this process.
What Is the ITIN?
The ITIN, or Individual Taxpayer Identification Number, is a number issued by the IRS (the U.S. Internal Revenue Service) for people who need to file taxes but are not eligible for an SSN. It’s used exclusively for tax purposes and is essential for many immigrants who work, receive income, or need to comply with the U.S. tax system.
Who Needs an ITIN?
The ITIN is generally intended for immigrants who:
- Are not eligible for an SSN
- Need to file taxes in the U.S.
- Have dependents abroad that must be included in a tax return
- Are foreign nationals with tax obligations in the U.S.
This includes people with temporary visas, dependents of U.S. citizens, and others who, even without legal immigration status, must or wish to stay in good standing with the IRS.
ITIN vs. SSN: What’s the Difference?
While the SSN is issued to U.S. citizens and permanent residents with work authorization, the ITIN is for those who don’t qualify for an SSN but still need to meet tax obligations. The SSN is widely used to access government benefits, open bank accounts, and build credit history. The ITIN doesn’t offer the same access, but it can be a first step toward building credit and financial stability in the U.S.
Why Is the ITIN Important for Immigrants?
Even without an SSN, it’s possible to build credit history using an ITIN. This is extremely valuable for immigrants who want to:
- Rent housing
- Finance a car
- Obtain credit cards
- Open bank accounts
- Demonstrate fiscal responsibility in the U.S.
Filing taxes on time also supports future immigration processes and shows U.S. authorities that you’re serious about complying with the law.
Documents Required to Apply for an ITIN
To apply for an ITIN, the U.S. government requires documents that prove your identity and foreign status. The most commonly accepted documents include:
- Valid passport
- U.S. state-issued driver’s license
- State ID card
These documents must be up to date, and in many cases, you’ll need to present either the original or a certified copy as required by the IRS. Depending on your situation, additional documents may be requested, which can make the process confusing for those unfamiliar with the requirements.
Many applicants get rejected for simple mistakes, like outdated photos, expired documents, or incorrect submissions. With help from the Pontal Brazil team, you can avoid these pitfalls and ensure your documents are correct from the start.
Avoid Complications: Count on Expert Support
Many of our clients come to us after unsuccessful attempts to obtain their ITIN on their own. By choosing a specialized service, you ensure that every detail — from documentation to IRS submission — is handled correctly, efficiently, and in full compliance with the law.
Get in touch with Pontal Brazil today and see how we can help you obtain your ITIN in a safe and stress-free way!
Phone: (973) 344-5032
Email: contact@pontalbrazil.com